Softite Community FCU

Current Loan Rates

Rates Effective January 1, 2021. Rates Subject To Change Without Notice.

New 2021 or 2020

780+

730 - 779

680 - 729

640 - 679

600 - 639

599 Or <

A++

A+

D & E

24 Months

2.50%

2.75%

3.75%

5.75%

8.75%

CALL

36 Months

2.75%

3.00%

4.00%

6.00%

9.00%

CALL

48 Months

2.95%

3.20%

4.20%

6.20%

12.20%

CALL

60 Months

2.95%

3.20%

4.20%

7.20%

16.20%

CALL

72 Months

3.95%

4.20%

5.20%

8.20%

17.20%

CALL

84 Months

4.95%

5.20%

6.20%

9.20%

17.95%

CALL

*APY Is The Annual Percentage Yield.

LOAN CALCULATORS | APPLY FOR A LOAN

Used Auto (2018 - 2019)

780+

730 - 779

680 - 729

640 - 679

600 - 639

599 Or <

A++

A+

D & E

24 Months

3.50%

3.75%

4.75%

6.75%

9.75%

CALL

36 Months

3.75%

4.00%

5.00%

7.00%

10.00%

CALL

48 Months

3.95%

4.20%

5.20%

7.20%

13.20%

CALL

60 Months

3.95%

4.20%

5.20%

8.20%

17.20%

CALL

72 Months

4.95%

5.20%

6.20%

9.20%

17.95%

CALL

*APY Is The Annual Percentage Yield.

LOAN CALCULATORS | APPLY FOR A LOAN

Used Auto (2015 - 2017)

780+

730 - 779

680 - 729

640 - 679

600 - 639

599 Or <

A++

A+

D & E

24 Months

4.25%

4.50%

5.50%

7.50%

10.50%

CALL

36 Months

4.50%

4.75%

5.75%

7.75%

10.75%

CALL

48 Months

4.70%

4.95%

5.95%

7.95%

13.95%

CALL

60 Months

4.70%

4.95%

5.95%

8.95%

17.95%

CALL

*APY Is The Annual Percentage Yield.

LOAN CALCULATORS | APPLY FOR A LOAN

Used Auto (2011 - 2014)

780+

730 - 779

680 - 729

640 - 679

600 - 639

599 Or <

A++

A+

D & E

24 Months

5.25%

5.50%

6.50%

8.50%

11.50%

CALL

36 Months

5.50%

5.75%

6.75%

8.75%

11.75%

CALL

48 Months

5.70%

5.95%

6.95%

8.95%

14.95%

CALL

60 Months

5.70%

5.95%

6.95%

9.95%

17.95%

CALL

*APY Is The Annual Percentage Yield.

LOAN CALCULATORS | APPLY FOR A LOAN

New Campers & RV's

780+

730 - 779

680 - 729

640 - 679

600 - 639

599 Or <

(Down Payment May Be Required)

A++

A+

D & E

60 Months

5.25%

5.50%

6.50%

9.50%

17.95%

CALL

72 Months

5.50%

5.75%

6.75%

9.75%

17.95%

CALL

84 Months

5.75%

6.00%

7.00%

10.00%

17.95%

CALL

120 Months

6.00%

6.25%

9.25%

12.25%

17.95%

N/A

Used Campers & RV's

780+

730 - 779

680 - 729

640 - 679

600 - 639

599 Or <

A++

A+

D & E

60 Months

6.00%

6.25%

7.25%

10.25%

17.95%

CALL

72 Months

6.25%

6.50%

7.50%

10.50%

17.95%

CALL

84 Months

6.50%

6.75%

7.75%

10.75%

17.95%

N/A

120 Months

6.75%

7.00%

10.00%

13.00%

17.95%

N/A

*APY Is The Annual Percentage Yield.

LOAN CALCULATORS | APPLY FOR A LOAN

Motorcycles

780+

730 - 779

680 - 729

640 - 679

600 - 639

599 Or <

(Down Payment May Be Required)

A++

A+

D & E

2011 - 2021

See Auto Rates

*APY Is The Annual Percentage Yield.

LOAN CALCULATORS | APPLY FOR A LOAN

Boats, Trailers, ATV, UTV & Dirt Bike

780+

730 - 779

680 - 729

640 - 679

600 - 639

599 Or <

(Down Payment May Be Required)

A++

A+

D & E

36 Months

6.00%

6.25%

7.25%

9.25%

12.25%

CALL

48 Months

6.75%

7.00%

8.00%

10.00%

16.00%

CALL

60 Months

7.25%

7.50%

8.50%

12.50%

17.95%

CALL

*APY Is The Annual Percentage Yield.

LOAN CALCULATORS | APPLY FOR A LOAN

Lawn Mowers & Tractors UCC1

780+

730 - 779

680 - 729

640 - 679

600 - 639

599 Or <

(Down Payment May Be Required, 10% Down For ATVs)

A++

A+

D & E

60 Months

5.50%

5.75%

6.75%

10.75%

17.95%

CALL

*APY Is The Annual Percentage Yield.

LOAN CALCULATORS | APPLY FOR A LOAN

New Furniture

780+

730 - 779

680 - 729

640 - 679

600 - 639

599 Or <

(UCC1 - Will Finance 100% With Proof Of Purchase)

A++

A+

D & E

36 Months

8.50%

8.75%

9.75%

11.75%

14.75%

CALL

48 Months

9.00%

9.25%

10.25%

12.25%

17.95%

CALL

60 Months (Over $5,000.00)

9.50%

9.75%

10.75%

13.75%

17.95%

CALL

72 Months (Over $7,500.00)

10.00%

10.25%

11.25%

14.25%

17.95%

N/A

84 Months (Over $10,000.00)

10.50%

10.75%

11.75%

14.75%

17.95%

N/A

*APY Is The Annual Percentage Yield.

LOAN CALCULATORS | APPLY FOR A LOAN

Signature (Unsecured)

780+

730 - 779

680 - 729

640 - 679

600 - 639

599 Or <

(Max 25% Of Gross Yearly Income)

A++

A+

D & E

12 Months

8.50%

9.50%

10.50%

12.50%

15.50%

CALL

24 Months

9.50%

10.50%

11.50%

13.50%

17.95%

CALL

36 Months

11.00%

12.00%

13.00%

15.00%

17.95%

CALL

48 Months (Over $3,000.00)

12.75%

13.75%

14.75%

16.75%

17.95%

N/A

60 Months (Over $3,000.00)

14.00%

15.00%

16.00%

17.95%

N/A

*APY Is The Annual Percentage Yield.

LOAN CALCULATORS | APPLY FOR A LOAN

Fresh Start

730+

680 - 729

640 - 679

600 - 639

550 - 599

549 Or <

($1,000.00 Maximum)

A++ & A+

6 Months

N/A

28.00%

*APY Is The Annual Percentage Yield.

LOAN CALCULATORS | APPLY FOR A LOAN

Single Term Notes

780+

730 - 779

680 - 729

640 - 679

600 - 639

599 Or <

A++

A+

D & E

9.75%

10.75%

11.00%

11.75%

N/A

*APY Is The Annual Percentage Yield.

LOAN CALCULATORS | APPLY FOR A LOAN

Pledged Shares

730+

680 - 729

640 - 679

600 - 639

550 - 599

549 Or <

A++ & A+

3.10%

*APY Is The Annual Percentage Yield.

LOAN CALCULATORS | APPLY FOR A LOAN

Christmas & Vacation

780+

730 - 779

680 - 729

640 - 679

600 - 639

599 Or <

(Christmas - Available November, December, & January)

A++

A+

D & E

1 Year Payback

7.00%

8.00%

9.00%

11.00%

14.00%

CALL

*APY Is The Annual Percentage Yield.

LOAN CALCULATORS | APPLY FOR A LOAN


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